Tuesday, November 26, 2019

Americans are prioritizing this thing over having kids, saving for a house

Americans are prioritizing this thing over having kids, saving for a houseAmericans are prioritizing this thing over having kids, saving for a houseIt used to be that by the time we were 30, Americans were focused on settling down and having kids. But according to a new survey, our priorities are shifting as wanderlust takes hold.Flash Pack, a travel company for solo travelers in their 30s and 40s, surveyed 1,000 30- to 49-year-olds through third-party research firm Mortar about what matters to them. When asked to list their bucket list priorities, 28% cited traveling to a part of the world they hadnt visited - a larger percentage than those who considered getting married, working in a dream profession, owning a home or having children a priority.54% of respondents agreed that they would rather enjoy life and invest in experiences while still young enough to enjoy them than save for a house, Flash Pack found.People are also willing to spend big bucks on travel, while simultaneously questioning whether funneling major money into mora traditional choices is the right move. 84% of respondents wouldnt hesitate to throw $4,000 at the trip of a lifetime, but 66% would balk at paying the average price for a wedding.Meanwhile, it seems 30- and 40-year-olds are changing how they travel. Though there may have been a time when it was considered taboo or sad to go somewhere alone, people are becoming more willing to be explorers or adventurers without a friend or companion. In fact, 31% of those surveyed plan to travel on their own in 2019.Some of the experiences travelers are itching to have Seeing the Northern Lights, staying on a private island, flying in a private jet, trying out an ice hotel, and climbing a mountain.All of those possibilities sound great, and not just for 30- or 40-year-olds. Were down for a flight on a private jet to a private island before heading to an ice hotel where we can watch the Northern Lights and maybe even climb a mountain. Where do we si gn up?

Thursday, November 21, 2019

Tips for New Entrepreneurs

Tips for New EntrepreneursTips for New EntrepreneursBeing Your Own Boss Tips for Beginner EntrepreneursLook whos in charge now.You can be your own babo just let that sink in for a minute and then imagine it. The benefits of being your own boss are amazing. You set your own hours. You dont get hung up in committees. You decide your own dress code. And most importantly, you follow your dream.Whether you want to abflug working as a freelancer out of your home or create a brick-and-mortar store, starting your own geschftliches miteinander can be remarkably rewarding. Its also really hard work that is laden with pitfalls if you arent careful.Learn how to start your own geschftliches miteinander with these tips for beginning entrepreneurs.1. Follow your reisepassionIf youre going to take the leap and start your own geschftlicher umgang, its going to take a lot of energy, time, and money. The best way to keep yourself motivated through the ups and downs is to do what really matters to you. Buying the first affordable business that comes available just because you want to become an entrepreneur is a recipe for disaster. If you take immense joy in building birdhouses or selling cookies, do your research and go all in. Theres no promise that it will work, but when you follow your passion you know youll give it your all.2. Do your researchOkay, now that you have decided what your passion is and how you want to pursue it, you need to do some research on how to start your own business. There are a lot of things to consider Who will your customers be? How will you get supplies? Does this type of business make a profit in your area or do you need to be strong online? Before you throw everything you have into your new business, you need to take an honest look to see if it is a viable idea. This is especially important if youre trying something new. If you are purchasing a franchise, there should be a lot of material ready for you from the parent company.Go beyond the books an d talk to someone who has started a business similar to what you want to do. What were their biggest issues starting out? Frequently, its the things you never thought of that can hold you up. Ask someone who knows and can help you start out clean.3. Develop a business planOnce youve run the numbers and youre confident that its a great idea, developing a business plan is the next step. A business plan is your blueprint for making your business successful. It lays out your business concept, how you fit into the marketplace, and the details of how your finances will work.Your business plan is essential if you are going to need investors or a bank loan because theyll want to see that you have thought things through. Even if you dont need financing, a business plan is a great way to understand how your new venture will succeed and what issues you could face.4. Have a one-year planFor most businesses, the first year is spent getting things up and running, from getting the proper documenta tion and licenses from the government to finding your location (if needed). Even once you open your own business, its rare that a business hits the ground running. Its okay. Develop a plan for the goals that you would like to reach in your first year of business. Keep your sights optimistic, but realistic. Your inaugural year can be a dangerous one if you make mistakes. When December comes, you can assess your business plan and see if youre on the right track.5. Have a five-year plan and a 10-year planWhile survival might be a sufficient goal for year one, that cant be the situation for long. You need to think about where you want your business to be in five years and so on. Will you need a bigger space? Do you want a better location? Are you going to need to hire employees?Figure out just where you want this business to go and plot out your route to get there, step by step. Setting goals every five years helps you measure your success as an entrepreneur and as a business.6. Consid er your time managementLets pause for a moment and remember the self in self-employed. When you work for a company, you might punch in and punch out its clear and simple. These are the hours you work the other time is yours.Thats not the case when you are an entrepreneur. When you are trying to build your passion into a lasting business, it can be easy to lose track of your time management and get sucked into your business 24/7. Think about your family. Consider your friends. What other obligations do you have in your life? Decide how much time you can spend working on your business and hire help if necessary.7. Hire cautiouslyFew things can sink a business faster than poor quality employees. Its always better to tough it out short-handed for a while than it is to hire haphazardly. Look over applicants credentials carefully, scope them out online to see if there are any red flags, and make sure that they can embrace your passion for your business. Remember, they could be the face o f your business when youre away, even for a day.Bringing in friends and family? Thats fine as long as everyone knows what is expected of them and how they will be compensated. But again, only bring them in if they can be a boon to your business. Never hire someone just because you are connected by blood or friendship.Also, you should know your legal obligations as an employer before you hire someone. It could affect your business in many ways.8. Understand how your taxes workIts easy to get caught up in the excitement of starting to work for yourself. The freedom, the fulfillment, and the feeling of building something can be intoxicating. But, like it or not, taxes will play a big part in your business. Break it down as thoroughly as you can and develop a plan to stay ahead of your taxes. If its more complicated than you want to handle, hire a pro to help you out. Theres no way to know too much about your tax obligations. The last thing you want is to get blind-sided by the IRS.9. H ave an exit strategySo far it sounds like starting out working for yourself is a lot of tedious work. It can be. But, here comes the fun part. Think about your five and 10-year plan. Now imagine that everything goes extremely well. Your business soars and is successful beyond your imagination. CongratulationsNow what? Do you want to continue the business until you retire and pass it down to your children? Are you hoping to find someone suitable to take over and keep it going with your vision?What about a buyout? Theres nothing wrong with setting your price and deciding that when the time comes and someone makes an offer youll take it. You can take that money and start something new or just relax and retire early.Keep in mind how you want to leave your business and, if necessary, start working towards that end as early as you can in your business plan.If you dream of working for yourself, stop dreaming and start doing something about it. Millions of people have become entrepreneurs b efore you and many have succeeded. Why cant you be the next one? Follow these simple tips and you should be on the right track to shaking off that employee label and calling yourself the boss. Sounds good, right?Not sure how to put self-employment on your resume but want to upgrade your resume for the next level? Our TopResume professional resume writers can helpRecommended ReadingHow to verstndigung im strafverfahren With Disappointment After Changing JobsAre You Ready to Lead a Startup? Ask Dave Carvajal12 Things Successful People Do Each Morning

How to update your Linkedin profile (without setting off red flags at work)

How to update your Linkedin profile (without setting off red flags at work) How to update your Linkedin profile (without setting off red flags at work) Updating your LinkedIn profile can be a major stress point if you feel like it could cause red flags at work, however, the truth of the matter is that you should never feel guilty about updating your professional profile.Follow Ladders on Flipboard!Follow Ladders’ magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and more!It’s common to feel like your boss might know or think that you’re are looking for a new job, but there are simple ways to get around that issue. Here are some tips to help you update your LinkedIn profile without setting off red flags at work.Updating your profile doesn’t mean you’re unhappy at your jobThe first thing to realize is that  updating your LinkedIn profile or revamping your resume doesn’t automatically mean you’re unhappy in your current role. You might have recently taken on a big project that you want to acknowledge, or maybe it’s just been a while since you’ve freshened things up.Regardless of your reasoning, you have every right to update your professional documents and LinkedIn profile without feeling guilty or scared that a manager or boss might be unhappy.If your boss gets that upset over a LinkedIn update, (updating your LinkedIn can be considered professional development) you probably aren’t working for someone who wants to see you succeed.If you’re still concerned about updating your profile or giving off the wrong message about it, be transparent and acknowledge the updateIf you’re concerned that a manager or boss might feel like you’re going behind their back, let them know that you’re updating your profile.By coming out and telling them that you’re planning on doing an update or revamp, there’s no way for them to feel like you were being dishonest or trying to hide it.Swing by your boss’s desk or shoot them an email saying something along the lines of “I was looking at my LinkedIn profile, and I noticed that there are a lot of projects and resp onsibilities that I haven’t included, so I’m going to be adding some additional information in the next few days.I wanted to let you know because I don’t want any updates or changes to catch you by surprise.”This shows that you’re open and respecting your boss by giving them a head’s up for what they can expect.Still feel like there could be tension about it? Frame it in a way that benefits your boss/companyIf you still feel like the update might send off red flags to your boss, put it into perspective for them.A great way to phrase it is, “I always want our clients to have the most updated information on their LinkedIn profiles so I can learn more about them, therefore I feel like I need to do the same in order to reflect that standard.”This statement articulates that you want to hold yourself to the same standard that you hold others to, which is great. This highlights how it will benefit you as well as benefit your clients, candidates or partners, which will in tu rn benefit your boss and your company.At the end of the day, you have control of the information you put out there, and you shouldn’t feel guilty or scared about updating your LinkedIn profile.If your superior is that upset about it, you may want to look into a new role where your boss/manager wants to actually see you succeed. If you are trying to update your LinkedIn profile without setting off red flags at work, be transparent about it, and frame it in a way that will benefit everyone.At that point, you’ve made a conscious effort to be respectful of your peers and authority figures, and if they’re still upset, that’s on them. This article first appeared on Create + Cultivate.